Offering over 30 years experience in providing tree surgeon insurance and forestry contractor insurance, our specialist brokers know this industry backwards. If you're a sole trader tree surgeon, a small tree surgery limited company or a self-employed forestry contractor, your business insurance requirements, the levels of cover you might need and how to get the best cover at the right price, it is all available to you through QuoteRack.
You can tailor your insurance policy to exactly what your business requires, so there is no need to pay for more cover than you really need. Insurance quotes are available, of course, but it's likely that you will get the best deal if you discuss over the phone exactly what cover you're looking for.
Why Do I Need Tree Surgeon Insurance?
If ever there was an industry that needed the expertise and experience of specialist insurance brokers, it is for those engaged in tree surgery and forestry work - it's an essential part of protecting you, your clients and the public.
These are high-risk occupations and, as well as giving you peace of mind from knowing that your business is covered against any potential claims, having the appropriate levels of cover demonstrates to your customers that you are offering a professional service and that they are similarly protected.
Which tree and forestry trades can you quote for?
Our specialist brokers can offer you quotes for the widest range of tree- and forestry-related trades, including:
- Arboricultural Surveyors and Consultants Insurance
- Forestry Contractors Insurance
- Forestry Felling Insurance
- Tree Surgeons Insurance
What insurance cover does a tree surgeon need?
If you are engaged in one of the trades mentioned above, the principle types of insurance you might need include:
- Public liability insurance, giving you cover for claims made against you for any injuries sustained by your clients and members of the public
- Employers liability insurance, which protects your staff (full-time, part-time and temporary staff) against injuries while they are at work
- Cover for your tools and equipment
- Professional indemnity insurance, to protect you against claims for professional negligence made by clients or other third parties
- Personal accident and sickness cover, including loss of income
- Business interruption cover - if you have buildings and /or contents insurance, cover for loss of revenue can be included
Considering a Career as a Tree Surgeon?
For those interested in becoming a tree surgeon, understanding the role, skills required, and career path can be essential. The National Careers Service guide provides valuable information on training, responsibilities, and salary expectations for aspiring tree surgeons. This resource is a great starting point for anyone looking to build a career in arboriculture, offering insights into what it takes to succeed in this physically demanding yet rewarding profession.
How much does tree surgeon public liability insurance cost?
As you might expect, there is a range of factors that can affect how much your insurance premium is likely to be. The nature of your work, the potential for accidents, the overall size of your business and the level of cover you want will all influence the cost of insuring your tree surgery business. For example, you might want £1m public liability insurance cover, or you might need a higher level of cover, say £5m.
Also, if you have previously made any claims against your business insurance, this can also affect how an insurer might want you to pay. The value of your tools and equipment, how and where they are stored - again, all factors that can influence the cost of tree surgery insurance.
Do I qualify for a trade association discount?
If you are a member of The Arboricultural Association and subject to certain terms and conditions, discounts might be available from specific insurance products.
How do I get a quote for tree surgery insurance?
If your insurance policy is due for renewal, or if you're just shopping around for the best quotes, we can help you with your business insurance requirements.
Simply hit the 'Get a Quote' button to submit your details to our specialist insurance brokers, who will be happy to talk you through your options to consider for tree surgeon insurance.
Essential Insurance Insights for Tree Surgeons
Tree surgeons face unique challenges, making tailored insurance essential to protect both their business and themselves from potential risks. Whether you’re looking to cover liability, equipment, or other areas of your practice, finding the right insurance can be complex. To dive deeper into the specifics of insurance options and understand how to safeguard your business effectively, check out our blog post, Branching Out: Tree Surgeon Insurance. This guide offers valuable insights into insurance considerations for tree surgeons, helping you make informed decisions.
Tree Surgery and Forestry Contractors Insurance FAQs
Not sure about Tree Surgery Insurance and still have some questions? We're here to help!
We've compiled a list of the most frequently asked questions along with the answers you're looking for.
Common types of cover include public liability insurance, employer’s liability insurance, tools and equipment insurance and professional indemnity insurance.
Public liability insurance protects tree surgeons from claims made by third parties for injuries or damages caused during their work, covering legal fees and compensation.
Yes, if you employ anyone, employer’s liability insurance is legally required in the UK to cover employee injuries or illnesses that occur as a result of their work.
Costs can vary based on factors such as the size of the business (including turnover), the types of services offered, your location, any previous claims history and the levels of cover needed.
Yes, equipment insurance can cover damage to or theft of tools and machinery used in tree surgery.
While not always mandatory, professional indemnity insurance is important if you provide clients with advice or consultations, as it protects against claims of negligence or inadequate work.
Some policies can be extended to subcontractors, but it’s essential to clarify this with your insurance broker to ensure you’re adequately protected.
Your insurer will send a renewal notice before your current policy expires. Now is a good time to consider getting alternative quotes.
As your tree surgery or forestry contractor's business expands, if you intend offering additional services, your insurance broker will talk you through the process of adjusting your business insurance policy to cover the changes in your business.
Business interruption insurance, covering loss of earnings, is an option available to you and can be included in your quote for a tree surgeon's business insurance policy.