When it comes to nightclub insurance, finding the right nightclub business insurance cover is made a lot easier for you by QuoteRack. In arrangement with a number of specialist, UK-based insurance brokers, we enable you to compare quotes for your nightclub insurance cover, either as a new venture or if you have received your business insurance policy renewal.
What is covered under nightclub insurance?
A lot will depend upon the type of nightclub that you run and the range of entertainment that you might provide such as:
- Foam parties
- Pyrotechnic displays
- Aerial performers
- Live music entertainment
- Karaoke entertainment
As a bare minimum, if you employ staff at your nightclub you are legally required to have employers liability insurance. Public liability insurance is also recommended, to cover you in the event that a member of the public is injured on your club premises.
Most nightclubs will also benefit from some of these additional insurance options:
- Buildings insurance - if you own or are responsible for the club's premises
- Contents insurance - including your lighting and sound equipment, bar stock and cash
- Business interruption
- Loss of licence
- Personal accident insurance
Casino insurance
As for any business operating in the night time economy, as the owner and operator of a casino you need to ensure that you are properly covered by your casino business insurance.
Casino insurance is a highly specialised type of cover and while not all insurance companies will be prepared to offer quotes for your business insurance, we know a few who will.
Adult club insurance
'Adult clubs' cover a range of night time entertainment venues, including:
- Strip clubs
- Lap dancing clubs
- Swingers clubs
- Gentlemens' clubs
Again, as for casino insurance and nightclub insurance, if you operate in the adult entertainment industry you will probably already be aware that finding suitable adult club insurance requires specialist knowledge from insurance brokers who are experts in placing these types of business insurance.
Nightclub, Casino and Adult Club Insurance - FAQ's
Will I need to declare my club's annual turnover?
With most business insurance policies, you are likely to be asked the past and current annual turnover of your nightclub, casino or adult club.
Can I insure against losing my club's liquor licence?
The loss of your alcohol licence will have a significant impact on your business turnover. Insuring against the local Council taking your licence away therefore is a helpful option that usually forms part of your club's insurance package.
Can I pay for my club insurance on instalments?
Most insurance brokers allow you to pay for your club's business insurance on monthly instalments.
How can QuoteRack help with nightclub, casino or adult club insurance?
If you own a nightclub, casino or adult entertainment club and you are looking to insure it, QuoteRack's specialist insurance brokers will help you - just hit the 'Get a Quote' link to complete your details online.