What is alarm installation insurance?
As someone who installs alarms and CCTV systems, you help people protect their belongings, homes and businesses, but your business must be protected too. Whether you’re a sole trader installer or run a large company, having reliable protection can keep your business secure. The most common and needed alarm installation insurance is liability insurance.
Why use alarm installation insurance?
Homeowners and businesses trust in their alarm and CCTV systems to keep their homes and business safe. If a system should fail and their home or business falls victim to intrusion or theft, you could be on the hook for the compensation and legal fees. Alarm installation insurance keeps you and your business protected should the worst happen.
Insurance for alarm installers is a form of business liability insurance. Public liability alarm installation insurance protects you in the event of theft or injury caused as a result of your work, such as a failing CCTV, fire or alarm system.
As with any tradesman, appropriate alarm installation public liability insurance can help your customers be confident working with your company.
Who does alarm installation insurance cover?
Alarm installer insurance cover includes:
- Intruder alarm installers
- Fire alarm installers
- CCTV installers
- Commercial and domestic alarm installers
CCTV installer insurance
CCTV installer insurance, much like alarm installers insurance, protects your business in the event that one of your installed cameras fails at the time there is a theft or injury that may require compensation.
How can QuoteRack help?
QuoteRack works closely with insurance brokers who can offer you access to specialised schemes offered by niche insurance companies offering alarm installers public liability insurance.
Alarm Installers Public Liability Insurance - Frequently asked questions
Can I insure my tools?
If you’re an installer of alarms, you’re likely to be working with expensive tools and replacing them could be met with a hefty price tag. Tools insurance can help in the event of theft, fire, vandalism and flood. If you’re looking to get insurance for your tools, please visit our tools only insurance page.
Do alarm installers need insurance?
Other than holding appropriate employers' liability insurance if you employ any staff, you’re not legally required to hold alarm installers liability insurance; however, in the event of an accident, such as damage to property or belongings or injury as a result of your work, your business could be liable for a significant compensation payout.
How much does alarm installers insurance cost?
As with any business or tradesman insurance, your quote will depend entirely on your individual business case. Many factors can influence the alarm installers insurance quote you receive, such as:
- Your annual business turnover
- The level of cover - public and/or employers liability - you require
- Your age, location, relevant experience and industry qualifications
- Trade association membership
- Previous claims experience
Enquire through QuoteRack for alarm installation insurance
If you are looking for alarm installation insurance, QuoteRack's specialist insurance brokers will help you - just hit the 'Get a Quote' link to complete your details online.